Au Financiers (India) Limited is a Non Banking Finance Company, registered with Reserve Bank of India, incorporated in the year 1996 under the provisions of the Companies Act, 1956 by Mr. Sanjay Agarwal, Chartered Accountant and first generation entrepreneur.
We are Systemically Important Asset Finance Company (NBFC-ND-AFC-SI) of Rajasthan. We are registered as Non Deposit accepting NBFC with RBI. We are a leading Non-banking finance company (NBFC) engaged in business of originating Small Road Transport Operator (SRTO) and Micro, Small and Medium Enterprise (MSME) loans in rural and semi-urban areas.
The Company is primarily engaged in originating and underwriting secured loans for commercial vehicles. It provides loans for new vehicles and second-hand vehicles including refinancing. It offers loans for heavy and light commercial vehicles, multi-utility vehicles, tractors and three wheelers. The loans originated and disbursed qualify under Priority sector advances.
Small Secured Business Loans (MSME):
The Company offers loans to micro and small manufacturers & service enterprises, tiny units and agriculture based SME activities. These Loans are mainly facilitating needs like equipment purchase, business expansion, new business start-up, technology up-gradation, working capital requirement, erection of building and sheds etc.
Housing Finance Subsidiary: Company has also floated its Housing Finance subsidiary company in name of “Au Housing Finance Limited” which started its business from March, 2012 for housing finance business post receiving the license from National Housing Bank (NHB) in August, 2011.