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RBI sanctions in-principle approval to Au FINANCIERs (INDIA) LIMITED for Small Finance Bank | LEADING CHANGE - Mr. SANJAY AGARWAL NOMINATED FOR THE ERNST & YOUNG (E&Y) ENTREPRENEUR OF THE YEAR AWARD 2014, INDIA | Kedaara picks up 9.98% stake in the company through a maiden investment in the financial services sector | FITCH assigns company’s credit rating. | IFC lends $25 million to Au through its maiden NCD issue to a NBFC. | Company raised 21 MN US$ in 4th Round of Equity Raising via Preferential Offer of Shares to Promoters, Investors and Motilal Oswal Securities Ltd|Investment in Mpower Micro Finance….Nurture Dreams to Transform Lives.| Au Financiers in the latest edition of FORBES INDIA in its special section “14 Hidden Gems" | Au Financiers signed Preferred Financiers MOU with Hyundai Motors India Ltd. | ChrysCapital picks up 10.00% stake in the company. | Company raised long-term unsecured debt in the form of Non-Convertible Debentures of USD 60 million (around Rs 330 Crores) from three multilateral agencies of Europe viz. FMO - a Dutch Development Bank, CDC Group Plc - a UK -based development finance institution and GuarantCo | Piaggio Vehicles Private Limited(PVPL) sign up Au FINANCIERs as "Preferred Financier" for financing their products.... | Au Financiers attracts additional investment of $50 million by Warburg Pincus and existing investor IFC | Our Story in IFC SME Publication 2011, Vol 5/Issue 1 | Maruti Suzuki sign up Au FINANCIERs as "Preferred Financier" for financing their products.. | Au FINANCIERS(The Only Indian Company) nominated for FT/IFC Sustainable Finance Awards, 2011 for achievement in financing at The Base of the Pyramid. 

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Home / About Us / Board of Directors

Board of Directors

Mr. Sanjay Agarwal, Managing Director

He is a merit-holder Chartered Accountant by qualification and the Promoter of the Company. With over 18 years of experience, he’s the major driving force behind the success of the Au FINANCIERS (INDIA) LIMITED. Mr. Agarwal’s role in Au FINANCIERS (INDIA) LIMITED includes Strategizing Finance, Corporate Planning, and Risk Management. His areas of expertise are finance, credit and risk analysis. Over the years, he has built long-term relationships with Banks and people based on Trust, Integrity, and Conviction. Under his leadership and guidance, the Company has taken great strides in terms of disbursements, profitability and performance. He is also vice president of the Rajasthan Finance Companies Association.

His dynamic vision, strategic focus, and entrepreneurial skills continue to guide the growth of the Company’s businesses across demanding markets and competitive scenarios.

Mr. Uttam Tibrewal, Executive Director

Mr. Uttam Tibrewal is a Commerce graduate from the Delhi University and is Associated with Au FINANCIERS (INDIA) LIMITED since 2003. He has an extensive experience in the retail sector with more than a decade of experience in the finance industry. Designated as the whole-time executive Director of Company, he is a handling the marketing and business development function of the Company and is also responsible for developing strategic business relationships for different business.

His key focus areas comprise business development, strategic market analysis, delivery and service quality assurance, mentoring and motivating teams

Mr. Mannil Venugopalan, Independent Director

Mr. Mannil Venugopalan is a Commerce graduate, a Gold Medalist from Kerala University and a CAIIB. He is associated with our company as an Independent Director since August, 2011. He has career record spanning four and a half decades in the banking sector and has touched diverse geographies in leadership capacities in India and abroad. He is the former CEO & Managing Director of Federal Bank. He has also provided leadership to Bank of India as the Chairman & Managing Director.

Mr. Venugopalan is a highly recognized and accomplished commercial banker with domestic and international experience in corporate finance, foreign exchange, resource management and strategic planning for large public and private sector banks. He has a track record of driving change in commercial banks, bringing in transformational changes which resulted in his banks being adjudged the leading banks in the country in efficiency parameters and adaptability to the rapidly changing business environment.

Mr. Krishan Kant Rathi, Independent Director

Mr. Krishan Kant Rathi holds a bachelors degree in commerce and is a qualified Chartered Accountant (CA) and Company Secretary (CS) with more than 26 years of professional experience in finance and accounting functions. He is holding the position of Director in our company since 2008. He is also the Chairman of the Audit Committee and the Corporate Governance, Nominations and remuneration Committee of the Company.

He has previously held top positions with companies where he was responsible for strategic planning, mergers and acquisitions, treasury management and corporate governance. Previously, worked as the CFO of Future Group and had done assignments with RPG Group and Rajan Raheja Group in senior positions. Mr. Rathi serves as the Chief Executive Officer of Future Ventures India Ltd.

Mr. Vishal Mahadevia, Investor Nominee Director

(on behalf of Redwood Investment Ltd (Warburg Pincus)

Mr. Vishal Mahadevia has joined Au FINANCIERS (INDIA) LIMITED as the Investor Nominee Director subsequent to the investment by Warburg Pincus in the company and is representing them on Board of the Company. He received a B.S. degree in Economics with a concentration in Finance and a B.S. degree in Electrical Engineering from the University of Pennsylvania. Mr. Mahadevia is a Managing Director and Co-Head of India Operations at Warburg Pincus LLC and focuses on the firm’s investment activities in India.

Previously, he was a principal at Greenbriar Equity Group, a fund focused on private equity investments in the transportation sector. Prior to that, Mr. Mahadevia worked at Three Cities Research, a New York-based private equity fund, and as a consultant with McKinsey & Company.

Mr. Ravindra Bahl, Investor Nominee Director

(On behalf of Labh Investments Limited – ChrysCapital)

Mr. Ravindra Bahl holds a degree of MBA from the Indian Institute of Management, Calcutta and a BA in English literature from Calcutta University and is a Investor Nominee Director representing ChrysCapital on board of our company. He joined the Chryscapital Advisors in August 2001 and oversees the financial services sector. He has 35 years of experience in financial services where he spent most of his career working with Citibank as the country head for Indonesia and the head of consumer banking in India. Mr. Bahl was also a member of the global corporate property group that constituted the top 250 Citibank leaders around the globe. After leaving Citibank in 1997, he built and managed the Indian operations for eFunds, a leading U.S. transaction processing company.

Mr. Nishant Sharma* – Investor Nominee Director

(On behalf of Ourea Holdings Limited-Kedaara Capital Alternate Investment Fund-I)

Mr. Nishant Sharma holds a degree of M.B.A. from Harvard Business School, and is a B.Tech./M.Tech in Biochemical Engineering and Biotechnology from Indian Institute of Technology, Delhi. Mr. Nishant joined on the Board of Au FINANCIERS (INDIA) LIMITED in December, 2014 subsequent to equity stake taken by Kedaara Capital in the Company. He brings over 9 years of experience, encompassing the full life cycle of private equity in India and has an extensive investing experience across healthcare, financial services and business services & technology.

Mr. Nishant is the Managing Director and Co-Founder of Kedaara Capital, a private equity fund focused on India. Previously, he was at General Atlantic and one of the core members of the India investment team. He also worked at McKinsey and Company from 2001 to 2003 in their India office. In addition, he worked at the Bill & Melinda Gates Foundation as a Program Associate in setting up the largest HIV/AIDS prevention program in India.

*Appointed with effect from 22nd December, 2014 in place of Mr. Vishal Kumar Gupta Ex- Investor Nominee Director, who ceased from directorship, w.e.f, 22nd December, 2014.

Ms. Jyoti Narang, Independent Director

Ms. Jyoti Narang is a MBA graduate in Finance with additional specialization in Marketing and is a BA in Economics (Honours) from Lady Shriram College, University of Delhi. She has joined on the Board of the company as an Independent Director in March, 2015. She is a business leader with 36 years of work experience in business and service industry. Her domain expertise lies in the understanding of consumer lifestyles, management of human capital and the impact of technology on both distribution and operations.

She is currently serving on the post of Chief Operating Officer of Taj Hotels, Resorts & Palaces and has previously held top positions at various companies like Northern India Hotels Limited, PIEM Hotels Ltd., Taj Leisure Hotels and many more in the line. Her breadth of experience in marketing and operations combined with her education in economics and finance has given her a holistic understanding of business fundamentals.